* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: Arial, Helvetica, sans-serif;
}

body {
  color: #222;
  background: #ffffff;
  line-height: 1.6;
}

.top-bar {
  background: #0b2a4a; /* azul corporativo */
  text-align: center;
  padding: 20px 0;
}

.logo {
  width: 180px;
}


.logo {
  width: 200px;
  margin-bottom: 20px;
}


/* HERO */
.hero {
  padding: 80px 20px;
  text-align: center;
  background: 
    linear-gradient(rgba(255,255,255,0.85), rgba(255,255,255,0.85)),
    url('hero.jpg');
  background-size: cover;
  background-position: center;
}

.hero h1 {
  font-size: 48px;
  margin-bottom: 10px;
}

.subtitle {
  font-size: 18px;
  margin-bottom: 25px;
  color: #555;
}

.cta {
  display: inline-block;
  padding: 14px 28px;
  background: #0b2a55;
  color: #fff;
  text-decoration: none;
  border-radius: 4px;
  font-weight: bold;
}

.cta:hover {
  background: #133d7a;
}

/* SECTIONS */
.section {
  padding: 70px 20px;
  max-width: 1100px;
  margin: auto;
}

.section h2 {
  text-align: center;
  margin-bottom: 40px;
  font-size: 32px;
}

.light {
  background: #fafafa;
}

/* GRID */
.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 25px;
}

.box {
  background: #ffffff;
  padding: 25px;
  border-radius: 6px;
  border: 1px solid #eee;
}

/* STEPS */
.steps {
  max-width: 600px;
  margin: auto;
  font-size: 18px;
}

.steps li {
  margin-bottom: 15px;
}

/* FORM */
form {
  max-width: 600px;
  margin: auto;
}

input, textarea {
  width: 100%;
  padding: 12px;
  margin-bottom: 12px;
  border: 1px solid #ccc;
  border-radius: 4px;
}

button {
  background: #0b2a55;
  color: #fff;
  border: none;
  padding: 14px;
  width: 100%;
  font-size: 16px;
  cursor: pointer;
}

button:hover {
  background: #133d7a;
}

/* FOOTER */
footer {
  text-align: center;
  padding: 40px 20px;
  background: #f5f5f5;
}

.footer-logo {
  width: 50px;
  margin-bottom: 10px;
}

.legal {
  font-size: 13px;
  color: #666;
}